A CHIP Reverse Mortgage enables homeowners aged 55 and older to access their home equity without making any monthly repayments.
What could YOU do with the money?
Hi, I’m Marci. Thanks for visiting my reverse mortgage website, I look forward to getting to know you better! It’s my pleasure to introduce myself. I’m a mortgage broker with Mortgage Architects based in Vancouver. Thanks to 20+ years of professional experience in banking, mortgages, real estate, and finance, I have earned a reputation for being an exceptional leader, savvy business woman, and an award winning networker. Integrity is at the core of everything I do, resulting in happy and loyal clients.
As a certified reverse mortgage specialist, I understand the ins and outs of a reverse mortgage and how this very specific mortgage product can improve your life. A reverse mortgage is a great option for homeowners 55 years and older who may not otherwise qualify for a traditional mortgage, but who wish to free up some of the money in their home. My goal is to present you with options! These options will allow you to remain in your home for as long as you want, while still giving you access to your hard-earned equity.
Thank you so much for everything! Wish and I both have said, so many times to each other, how lucky we were to have you throughout this process. We have been so impressed by your knowledge and professionalism and truly feel you go above and beyond in every way. We would not hesitate to recommend you to our friends and family.
It has been such a pleasure working with you Marci! Can’t thank you enough.Kari & Wish
Here are some great videos that explain how a reverse mortgage works.
If you would like to talk more, please call me directly at 604-816-8950.
The Reverse Mortgage Process is Easy!
Decide how much of your home equity you would like to access without scrutiny of your income, credit, or health.
Contact me to find out how much you qualify for. I will personally walk you through the entire process from start to finish.
Receive the money you need in one lump sum or multiple installments. Spend the money however you like!
The full amount only becomes due when you and your spouse pass away, when your home is sold, or if you decide to move.
Why Use a Certified Reverse Mortgage Specialist?
The CHIP Home Income Plan, now called a CHIP Reverse Mortgage, was created by HomEquity Bank, a Schedule 1 Canadian Bank. It was founded 30 years ago as an annuity-based solution addressing the financial needs of Canadians who wanted to access the equity of their top asset – their home. For many years, in order to secure a CHIP Reverse Mortgage, Canadians were limited to dealing directly with a representative from CHIP. Unfortunately, this is a lot like dealing with a bank representative directly in that it failed to provide real choice and variety of mortgage products.
So, in order to increase customer service and make the CHIP Reverse Mortgage more accessible to Canadians, HomEquity bank invited a select group of well-established mortgage brokers to become “Reverse Mortgage Certified”. I was included in this group and I’m proud to work with clients through the entire process of securing a reverse mortgage.
One of the greatest advantages you have in working with a reverse mortgage certified broker like me, over a CHIP representative, is that a reverse mortgage is only one product of many that I can advise you on. As a licensed mortgage broker, I have access to many other products that might be more suited for your specific situation. Working with someone who has more options, more products, and considerably more finance experience, is always going to be in your best interest. If this interests you, please visit my mortgage website askmarci.ca to learn more!
What Would You Do?
If you could access the equity in your home, what would you do with it? How would it change your life?